If the balance is not paid in full within the promotional period or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 27.74% based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. If you pay the required equal payment for this promotional plan, you should pay off the plan within the promotional period at the APR of 14.99%.